Access to comprehensive professional/errors & omissions and general liability insurance coverage at below-market rates
As part of its ongoing commitment to continually enhance membership value and respond to the needs of automation professionals, ISA now enables its members, residing in the United States, to purchase comprehensive professional/errors & omissions and general liability insurance through CSInsurance and placed with Lloyds of London at significant discounts to regular market rates.
For more details on coverage and to gain a quotation; please login to see the details.
If you are not an active ISA member, it's quick, easy, and affordable to join. Select your desired membership option to start the application process.
Frequently Asked Questions
What is professional liability and/or errors and omissions insurance?
This is an insurance coverage that protects the policyholder against liability for committing an error or omission in performance of professional duties.
What is general liability insurance?
This is insurance to cover for what the policyholder is legally obligated to pay in the event of bodily injury or property damage caused by negligence.
What limits of liability insurance does the ISA Program offer?
There are three offerings in the Program. The Basic Plan provides $1,000,000 per occurrence / $1,000,000 aggregate for Errors & Omissions only; the Standard Plan Provides $1,000,000 for Errors & Omissions and $1,000,000 / $2,000,000 for General Liability; the Professional Plan offers $1,000,000 / $3,000,000 for both Errors & Omissions and General Liability.
Why might you need these types of insurance?
There are many suitable answers to this question, such as:
- As a sole proprietor or subcontractor, you are not protected by your homeowner's insurance policy!
- You are not protected by the insurance policy of the contractor to which you provide services!
- Many contracting organizations are requiring that you have insurance!
- You are concerned about protecting your assets and mitigating your financial risks!
- You want to differentiate yourself from your peers and put yourself in position to receive a higher hourly pay rate!
Who is eligible for this insurance program?
This program is available to all active ISA members residing in the United States. Those ISA members who generate yearly revenue in excess of $250,000 will follow a different application process (through a link on the ISA website) and have different plans from which to choose. In addition, since insurance programs are recognized differently in the states of New York and Indiana, ISA members living in those states also need to follow a slightly different application process (also through a link on the ISA website). All relevant details and instructions can be found on the CSInsurance website.
Three coverage plans are offered to those ISA Members with annual revenue of less than $250,000. Choose the one that best meets your needs and situation.*
|THE BASIC PLAN||THE STANDARD PLAN||THE PROFESSIONAL PLAN|
|Limits||$1,000,000 / $1,000,000 E & O||$1,000,000
E & O and
|$1,000,000 / $3,000,000
E & O and GL
|Annual Cost||from $1,900||from $2,450||from $2,900|
* Prices shown include fees but exclude state premium taxes
*Note: individuals with annual revenue in excess of $250,000 will have a somewhat higher premium charge and have different plans from which to choose.
Have a question?
If you have any questions, please contact the ISA Insurance Team at CSInsurance at 888-313-3226. Office hours are 8:00 AM - 6:00 PM, Monday - Friday Eastern Time.